Preparing for a Life-Changing Move

Relocating abroad for work is exciting, but the logistics can quickly become overwhelming. From sorting out your finances to finding accommodation and registering with local authorities, there's a lot to manage. This checklist breaks the process into phases so you stay organised and nothing falls through the cracks.

3–6 Months Before You Move

  • Sort your visa/work permit: Begin the application process as early as possible — some permits take months to process.
  • Research your destination: Understand the cost of living, neighbourhood options, public transport, and healthcare system.
  • Start a housing search: Use platforms like Idealista (Spain/Italy), Immobilien Scout (Germany), Funda (Netherlands), or SeLoger (France) to understand the rental market.
  • Notify your current employer: Work your notice period and secure references.
  • Begin language learning: Even a basic level of the local language makes a huge difference from day one.
  • Check your healthcare coverage: Understand how your health insurance will work once you cross borders.

1–3 Months Before You Move

  • Secure accommodation: Aim to have at least temporary housing arranged before you arrive. Short-term rentals or serviced apartments give you time to find something permanent.
  • Open a bank account: Some European banks allow you to open accounts online before you arrive (e.g., N26, Revolut, Wise). A local account simplifies salary deposits and bill payments.
  • Gather important documents: Birth certificate, academic certificates, police clearance, and medical records — get translated and notarised copies where needed.
  • Organise your taxes: Understand your tax residency implications and whether you need to file in both your home country and your destination.
  • Ship or store your belongings: Get quotes from international removal companies and decide what to bring versus what to sell or store.

First Month After Arrival

  1. Register your address with local authorities — in countries like Germany (Anmeldung), the Netherlands, and Austria this is legally required within a set number of days.
  2. Get a local SIM card to avoid high roaming charges.
  3. Register with a doctor (GP) and understand how the national health system works.
  4. Set up local banking if you haven't already, and redirect salary payments.
  5. Apply for a tax identification number — required for employment in most EU countries.
  6. Explore your neighbourhood — find your nearest supermarket, pharmacy, and public transport options.

Housing Tips for New Arrivals

The rental market in major European cities can be fiercely competitive. Keep these points in mind:

  • Many landlords require proof of income and an employment contract before renting to you.
  • Deposits are typically one to three months' rent, paid upfront.
  • Furnished apartments are more expensive but save you the hassle of buying furniture immediately.
  • Expat Facebook groups and local community forums are often excellent sources for room shares and short-term lets.

Banking and Finances

Managing money across borders is easier than ever with digital banks. Services like Wise, Revolut, and N26 offer low-fee international transfers and multi-currency accounts — invaluable in your first few months while you establish local accounts. Always inform your home bank of your move to avoid cards being blocked.

Building a Support Network

Loneliness is one of the most underestimated challenges of relocating abroad. Proactively build connections by joining expat groups, attending local events via Meetup.com, joining sports clubs, or taking language classes. The social investment pays dividends for both your wellbeing and your professional network.